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Personal saving rate

The share of after-tax income households save instead of spend.

3.00
Latest, Jul 1, 2026 (percent)
+0.40
Change from Jun 1, 2026
4.50
A year earlier (Jul 1, 2025)
Dec 1, 2004Range 1.40 to 31.80Jul 1, 2026

Recent readings

Full history on FRED
DateValueChange
Jul 1, 20263.00+0.40
Jun 1, 20262.60-0.20
May 1, 20262.80-0.10
Apr 1, 20262.90-0.60
Mar 1, 20263.50-0.30
Feb 1, 20263.80-0.60
Jan 1, 20264.40+0.80
Dec 1, 20253.60-0.20
Nov 1, 20253.80-0.10
Oct 1, 20253.90-0.40
Sep 1, 20254.30-0.10
Aug 1, 20254.40-0.10

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Source: FRED, Federal Reserve Bank of St. Louis. Series PSAVERT.